Skip to content
Profile photo of a State Farm Agent named: Dennis Howard
State Farm® Insurance Agent

Dennis Howard

Dennis M Howard Ins Agency Inc

309 West Kemper Road
Cincinnati, OH 45246-3003

Near Tri-County Mall across from the Springdale Elementary School

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5:30pm
After Hours by Appointment
Call or text us 24 hours a day!


309 West Kemper Road
Cincinnati, OH 45246-3003



Happy New Year and welcome to 2024! With a new year comes an opportunity to create a fresh start and your insurance policies are no exception. At the Dennis M Howard Agency, we are excited for a new year to serve and educate any new customers and give our existing customers a refresher on their policies. Call, e-mail or text our office today to review your business policy, auto insurance, home policy or life insurance. Whether you are currently insured with us or just wanting a quote, my amazing team and I would love to create a Personal Price Plan just for you!

As a 2nd Generation State Farm Agent Over 20 Years Experience with State Farm. I am a Sharonville Chamber of Commerce Member and enjoying Volunteering for Princeton School District. Other causes my office supports are the West Chester Community Foundation and Springdale Youth Sports. We also are a proud donor to the American Cancer Society of Cincinnati.

I am married with 2 children that keep me very active. I graduated from Campbellsville University/BS Communications/Marketing in 1998.

My physical office is located approximately 1 mile from Tri-County Mall . WE would love to earn your business Call, Text us for FREE Auto Quote or Stop by My Office we would love to meet you.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

What to consider when choosing a beneficiary for life insurance or other financial accounts

Learn what factors to consider when choosing a life insurance beneficiary or a beneficiary for other financial accounts.

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

Motorcycle insurance cost for new or vintage rides

Motorcycle insurance costs can vary between new, used, and classic or vintage bikes. Find out more in our article.

View More Articles

Our mission is to be your first choice for insurance and financial services in Cincinnati. We strive treat our customers like family and have a personal relationship. Let us help you manage the risks of everyday life , recover from the unexpected and realize your dreams.

Our team focuses on serving our customers on a daily basis by treating them like family. The team is completely licensed to serve you and look forward to helping you reach your goals.

Cindy Reece State Farm Agent Team Member

Cindy Reece

Office Manager

Cindy is our office manager and part of our leadership team. She prides herself in putting customers needs first. She has worked in the  agency for over 25 years. Cindy lives in Hamilton on a ranch with her husband and enjoys spending time with her nieces and nephews.

Jason Young State Farm Agent Team Member

Jason Young

Customer Service Representative

Jason enjoys meeting new people and developing relationships. Passionate about helping people every day. I enjoy spending as much time as I can with friends and family. In his free time, he likes to play golf. He is married with an amazing wife~